SUB and EI INFORMATION

EI REPORTING

The following information is being provided to assist you when filing for E.I./SUB and when you are making declarations to E.I. In order to receive EI or SUB, you must make your declarations. Failure to do so will result in an overpayment of benefits. You will be required to pay this money back.

Currently, declarations can be made either online or by phone using Teledec. We are providing step by step instructions for both methods. Please keep these instructions for future use.

If you require assistance, call you EI/SUB rep.

ONLINE:

Log on to www.canada.gc.ca, select English, select online forms and services (box on left side of screen), select employment insurance online services (EI)

Choose one of the following:

Application for Employment Insurance benefits online or for report cards go to Internet Reporting Services (for filing report cards only). Scroll to the bottom of the page, select continue, login, enter Social Insurance Number, Access Code, Province of Residence, Select Continue

Information Needed

GM phone number is 905-641-6342, Address: 570 Glendale Ave., St. Catharines, ON L2R 7B3, Earnings: Trades $1,600, Production $1,400.

Signup for direct deposit is also available on line.

The inquiry line for all information is 1-800-206-7218 (8am – 4pm)

TELEDEC:

Employment Insurance claimant reporting you can call 24 hours a day, seven days a week. Call: 1-800-531-7555, enter your social insurance number, enter your four digit access code.

You will be asked to answer a series of questions to be answered yes or no. At the end of the report you will be told you have successfully input your report card your next report is due…. When you hear this message your card has been processed and if you are entitled to a payment and have direct deposit, the money will be deposited within two business days.

To receive information about your E.I. claim or if you make a mistake using Teledec call: 1-800-206-7218 (8 am – 4pm)

GM UNIT E.I. CLAWBACK

Members from the GM unit who were laid off during 2005 may be eligible for an EI clawback refund. You need to contact the EI/SUB rep and bring a copy of the following information: 2005 Notice of Assessment, T4-GM earnings, T4-SUB earnings, T4-S&A earnings, T4-GM taxable benefits, T4-GM legal services benefit, T4 E-EI benefits.

For more information or assistance you can contact either Larry Greenhalgh or Mark Roy at 905-682-2611 or pager 905-322-3265.

LAYOFF INFORMATION SHEET 2005

INSURANCE COVERAGES

• Optional and Dependent Life Insurance payments will be deducted for SUB and IMP cheques. However, once the employee is in a cash pay situation they MUST pay for the Basic Life Insurance at a rate of $0.50 for $1,000.00 in order to continue paying for the Optional and Dependent Life Insurance.
• All seniority employees who have worked in one month will receive all benefits for the month following. For example, if the employee worked in September he/she has coverages for October.

EMPLOYEES WITH MORE THAN 10 YEARS SENIORITY:

• A maximum of 24 months company paid benefits. EXCLUDING DENTAL
• 24 months company paid basic life insurance.
• after a maximum of 24 months company paid benefits, the option to cash pay benefits EXCLUDING DENTAL. A cash pay letter will be generated 2 months prior to the commencement of cash paying and will outline both the length of time that you can cash pay and the amounts.

EMPLOYEES WITH MORE THAN 5 YEARS SENIORITY BUT LESS THAN 10:

• a maximum of 12 months company paid benefits. EXCLUDING DENTAL
• 12 months company paid basic life insurance.
• after a maximum of 12 months company paid benefits, the option to cash pay benefits EXCLUDING DENTAL. A cash pay letter will be generated 2 months prior to the commencement of cash paying and will outline both the length of time that you can cash pay and the amounts.

CASH PAYMENT LETTERS

Once an employee’s status has been changed to layoff, the computer will calculate the number of cash pay months he/she will be entitled to. The cash pay letters that inform you of your option to cash pay for further coverage, amounts and due dates will be mailed to you a few month prior to your running out of Company paid benefits. Payments are to be made by cheque payable to General Motors of Canada Limited, and mailed directly to the GM of Canada Benefit Centre or can be set up as a direct debit from your bank account. Be sure to include your clock number and social insurance number on the cheque.

SUB

SUB credits are being decreased by 1.00 credit per benefit. The current number of SUB credits that you have appears both on your pay stub and your SUB stub. When your E.I. claim expires, you must contact your union SUB rep to refile for E.I. A preferential hire application must be made prior to your 53 SUB payment. Failure to do so will result in your SUB payments being stopped.

SICKNESS AND ACCIDENT BENEFITS

Employees can continue to receive Sickness and Accident benefits if receiving this benefit prior to layoff. Once an employee is found fit to return to work and has cleared medical, he/she may then apply for SUB benefits. Should an employee become disabled while on layoff, he/she may apply for Sickness and Accident benefits provided that they still have SUB credits remaining. The SUB credits will be deducted at the current rate per week until credits are exhausted.

INCOME MAINTENANCE PLAN

An employee with 5 or more years of seniority when laid-off is eligible for IMP payments after their SUB credits are used up. IMP payments are 60% of the employee’s weekly before tax base rate minus any outside earnings. These IMP payments must commence immediately following the last week for which the employee receives a SUB payment that exhausts their credit units. Applications must be completed for this benefit and will be mailed to you approximately 6 weeks prior to your IMP eligibility. Your health care benefits continue while on Income Maintenance.

The duration of the IMP payments are as follows:

but less than 6 years seniority	26 weeks
6 but less than 7 years seniority	32 weeks
7 but less than 8 years seniority	38 weeks
8 but less than 9 years seniority	45 weeks
9 or more	52 weeks

* note that seniority is as of last day worked.

VOLUNTARY TERMINATION OF EMPLOYMENT

Once an employee has exhausted their SUB credits, instead of applying for the IMP payments they can apply for VTEP. VTEP is a lump sum payment and the amount paid depends on the employee’s seniority. When an employee applies for this payment he/she ceases to be an employee and all seniority rights are broken.

DOCUMENT 13 PAYMENTS

Current seniority employees on layoff who exhaust Supplemental Unemployment Benefits (SUB) and Income Maintenance Benefits (IMP) will be credited with 78 SUB credits.

Employees who are not employed will receive SUB benefits based on their rate of pay on their last day worked. Since IMP is insurable earnings for EI, these employees must apply for and be eligible for EI payments.

Employees who are otherwise employed are eligible to receive a top up of their outside employment to 65% of weekly straight time pay, based on their last day worked. Such top-up will be provided to the employee at the end of each three (3) month period following submission of proof of earnings to the Company.

In addition to the above payments, Employee Vehicle Purchase Program privileges will be re-instated. As well, Legal Services Plan and company paid health care and group insurance benefits will be re-instated.

LEGAL SERVICES PLAN

An employee is eligible to use the plan for 18 months from the date of layoff.

TUITION REFUND

This is available for the purpose of vocational training to qualify for any available or potential employment opportunities. Eligibility shall not exceed $2,000.00 (2,500.00 for courses taken at an accredited college of university) and the employee must apply for such assistance within 24 months from the effective date of layoff. Contact the GM Canada Benefit Centre at 1-877-442-4625 to obtain a Tuition Assistance Package. Funding assistance may also be available through Human Resource Development Canada HRDC. Call 905-988-4545 for information.

TUITION ASSISTANCE FOR DEPENDENT CHILDREN

An employee who is laid off can only claim this benefit for 24 months after the layoff date.

VACATION PAY

Payable at the regular vacation pay date. E.I. will allocate the vacation pay earnings when they are received.

RETURN TO FORMER DEPARTMENT PARAGRAPH 18

Employees with at least one year of seniority who are later recalled to a department other than that in which he/she was working immediately prior to such layoff, may make written request (within 30 calendar days following recall) to return to his/her former department. These requests are good for a period of 12 months from the date of application.

VEHICLE PURCHASE PLAN

Employees with less than 10 years are eligible for this benefit for one year from their layoff date. Employees with 10 or more years are eligible for two years.

ID CARDS

ID cards must be given to supervision at the completion of the last shift worked.

ADDRESS AND TELEPHONE CHANGES

Changes should be put in writing to the Employment Department

PREFERENTIAL HIRE

To be eligible for preferential hire consideration, a permanently laid off employee shall make application at the location from which their layoff occurred. When making application, employees shall indicate the location(s) for which they wish to receive preferential hire consideration. Permanently laid off employees may make application to a specific location only once during their layoff period. Employees may add or delete locations during their layoff period. A preferential hire application must be in the system prior to your 53rd SUB payment or your SUB will be suspended. These applications are available at the Hourly Personnel Department.

IMPORTANT PHONE NUMBERS

GM CANADA BENEFIT CENTRE	1-877-442-4265
GREEN SHIELD	1-888-711-1119
SUN LIFE FINANCIAL	1-800-268-2893
CAW SUB OFFICE (ENGINE)	905-641-6419
(COMPONENTS)	905-684-9688
CAW BENEFIT OFFICE (ENGINE)	905-641-6444
(COMPONENTS)	905-684-9688
COMPANY BENEFIT AND SUB OFFICE	905-641-6342
CAW PENSION OFFICE ENGINE	905-641-6444
CAW PENSION OFFICE COMPONENTS	905-684-9688
CAW PENSION OFFICE UNION HALL	905-682-2611

IMPORTANT SUB & EI INFORMATION

MARCH 17, 2005

Temporary layoffs at both GM locations have been numerous this past year. As a result, many of you may be eligible for EI benefit repayments through out SUB plan. The following should be kept for your reference. In order to be eligible for repayment, you must provide ALL information requested on the application (as appropriate): GM Earnings-T4 tax slip, GM Layoff benefits-T4A tax slip, GM Sickness & Accident Insurance Benefits-T4A tax slip, GM Taxable Benefits-T4 of T4A tax slip, GM Legal Services-T4A tax slip, WSIB T5007 tax statement, EI Benefits-T4E tax slip, Notice of Assessment. All other income or tax slips received from any other source (ie. investment income-T5, other non-GM employment-T4, capital gains, etc.) that may cause net income to exceed the repayment threshold, will not be considered in the reimbursement calculation.

A further result of the temporary layoff situation is the company’s change in distribution of SUB pay statement. Please pay attention to the following changes, making note as to how they apply to your situation:

The current process for distributing SUB pay statements is to mail the statement to the employee. Effective immediately, the following changes will be implemented regarding the distribution of SUB pay statements.

Please note this change is applicable in a short term layoff situation, specifically when an entire plant is taken out of production for a week. Plants that are operational will continue to have SUB statements mailed directly to employees that have been laid off.

SUB pay statements will now include plant department group codes similar to hourly pay statement.

SUB pay statements will be sorted by department group codes and forwarded to the plant contacts for distribution to the employee, since the employees would have returned to work the week in which SUB would be payable. This will be the same process that is followed for distribution of hourly pay statements.

SUB pay statements should be received in the plant for distribution no later than Friday in a normal pay week. Pay statements that cannot be distributed because the employee has not returned to work or for an employee that is currently on a longer term layoff should be mailed directly to the employee from the plant level.

If you have any questions regarding your EI or SUB, please contact Larry Greenhalgh @ 905-684-9688 (comp. plt.) or 905-641-6419 (engine plt.) or pager: 905-322-3265 or Mark Roy @ pager 905-322-5978.